Charlotte is positioned south of CR 466A in the corridor between Brownwood Paddock Square (approximately 4 miles) and Lake Sumter Landing Market Square (approximately 8 minutes by golf cart) — closer to two town squares than most Villages neighborhoods achieve. Built 2010–2012 in Sumter County (ZIP 32163), the village covers a wider price range than most: zero-lot-line Courtyard Villas and Cottage Homes on the lower end, and lakeside Designer Homes on quarter-acre lots at the high end. Captiva Recreation Center is within walking distance, and Colony Plaza — Publix, Bealls, Walgreens, Bob Evans, Fiesta Grande — is golf cart accessible. Bond balances are partially remaining from the 2010–2012 build era; a confirmed listing showed a $14,395 balance on a 2012 home. Sumter County effective tax rate runs approximately 1.0%.
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The home type range within a single neighborhood is the defining Charlotte advantage. Buyers who want a compact, low-maintenance zero-lot-line Courtyard Villa find options here. Buyers who want a lakeside Designer Home on a quarter-acre lot with water views also find options here — within the same Village of Charlotte. That range is less common than buyers expect in The Villages, where many villages are more homogeneous by home type. Captiva Recreation Center is walking distance from most Charlotte addresses: tennis, pickleball, and bocce on-site. Charlotte also has its own neighborhood pool separate from the recreation center. Colony Plaza — anchored by Publix, with Bealls, Walgreens, Bob Evans, and Fiesta Grande — is golf cart accessible from the village, which reduces the need to drive for routine errands.
Three golf options serve the Charlotte corridor: Volusia Executive Golf Course and Sarasota Golf Practice Center are both within the area, along with Bonifay Country Club, a championship club accessible from this south-of-466A section. The dual town square access is practical: Brownwood Paddock Square at approximately 4 miles offers the country and Western-themed entertainment and dining; Lake Sumter Landing Market Square is approximately 8 minutes by cart with waterfront dining and Key West character. Many Villages neighborhoods in ZIP 32163 are substantially closer to one square or the other — Charlotte is positioned to reach both without committing to a single entertainment center. On cost: built 2010–2012, Charlotte homes carry partial CDD bond balances from the original issuance. Listing data confirmed a $14,395 balance on a 2012-built home — a reference point, not a universal figure. Amounts vary by home and section; verify the exact balance in writing before any offer.
Charlotte is in the central area of The Villages, in Sumter County, ZIP 32163. It sits south of CR 466A in the corridor between Brownwood Paddock Square (approximately 4 miles) and Lake Sumter Landing Market Square (approximately 8 minutes by golf cart). Colony Plaza — Publix, Bealls, Walgreens — is golf cart accessible.
Homes in Charlotte were built between 2010 and 2012. CDD bond balances are partially remaining. Listing data confirmed a $14,395 balance on a 2012-built home — a reference point, not a universal figure. Always verify the exact bond balance in writing for any home before making an offer.
Charlotte has zero-lot-line Courtyard Villas and Cottage Homes on the lower end, and lakeside Designer Homes on quarter-acre lots at the high end. That range within a single neighborhood covers more price points than most Villages neighborhoods, which tend toward a more consistent home type mix.
Brownwood Paddock Square is the closest at approximately 4 miles, with a country and Western theme and free nightly live entertainment. Lake Sumter Landing Market Square is approximately 8 minutes by golf cart — the waterfront square with Coastal / Key West character and lakeside dining. Charlotte is one of the few 32163 villages within practical reach of both.
Volusia Executive Golf Course and Sarasota Golf Practice Center are both in the CR 466A south corridor. Bonifay Country Club, a championship course, is also accessible from this section of The Villages. The amenity fee covers walking play on executive courses.
Captiva Recreation Center is within walking distance of most Charlotte addresses and includes tennis, pickleball, and bocce courts. Charlotte also has its own neighborhood pool separate from Captiva. The recreation pairing gives residents dedicated village facilities without needing to drive or cart to a regional center for everyday use.
Colony Plaza is the primary shopping anchor for the Charlotte corridor, golf cart accessible from the village. It includes Publix, Bealls, Walgreens, Bob Evans, and Fiesta Grande. For central area villages south of CR 466A, Colony Plaza replaces the need to drive to the CR 466 commercial corridor for routine grocery and pharmacy errands.
I can pull the current bond balance on any home here, show you what's active, and give you a real read on whether this village fits your priorities.